Taxes have a way of creeping in unnoticed—one slow deduction, one mistimed withdrawal, one overlooked credit at a time. At Wherry & Associates, tax planning is an essential part of protecting and growing your wealth. For high-net-worth individuals, even small decisions can make a big difference over time. Our approach is detailed, forward-looking, and designed to help you keep more of what you’ve earned—so your wealth continues to support your goals, your family, and your future.
Where Strategy Becomes Your Strongest Defence
Most people think tax season is once a year. For us, it’s every day. Tax strategy isn’t about reacting; it’s about anticipating—understanding where your money is, where it’s going, and how to move it with the least resistance and the greatest return.
We look at the big picture: your personal income, corporate structure, retirement strategy, and estate goals—all through the lens of long-term tax efficiency.
Personal Tax Planning That Goes Deeper
We examine your entire financial life, identifying underused credits, medical expense planning, charitable giving structures, and more. Missed opportunities in this category don’t just cost money—they cost momentum.
Corporate Tax Planning That Moves the Needle
At Wherry & Associates, our corporate tax planning strategy is built for business owners who want more than compliance. You want control. So we deliver:
- Incorporation reviews and restructuring to ensure your business is positioned to shield income effectively.
- Dividend vs. salary optimization that evolves with your life—not the tax code.
- Passive income mitigation so corporate investments don’t jeopardize small business tax rates.
- Holding company strategy to protect retained earnings, isolate risk, and pass wealth more efficiently.
Whether you’re expanding, selling, or preparing for succession, we bring tax strategies for high-net-worth individuals into every phase of your corporate planning.
A Comprehensive Lens on Tax and Legacy
High-net-worth tax planning doesn’t stop at the individual level. Your family, your business, your legacy—they’re all interconnected.
We design plans with future generations in mind:
- Trust structures that offer control, flexibility, and long-term tax advantages.
- Philanthropic planning that leverages charitable donation credits to reduce tax burdens now while shaping your legacy.
- Tax-optimized estate transfers that preserve wealth and reduce friction during transition.
With the right strategy, your legacy reaches its full potential—undiluted, intentional, and enduring.
Constant Evolution, Constant Oversight
Tax planning isn’t static. It shifts with every federal budget, every provincial update, every CRA technical bulletin. And so do we.
Our clients rely on us to stay sharp—to identify rule changes that impact them before those changes arrive. We proactively adjust strategies, not just to protect your wealth today, but to anticipate what could affect it tomorrow.
This is about always being one step ahead.
It’s About More Than Numbers—It’s About You
At Wherry & Associates Private Wealth Management, your plan starts with a conversation. We take the time to understand what matters most to you, then shape your tax strategy around your life, your values, and your goals. Every decision is connected, thoughtfully aligned to support both your personal and corporate wealth.
Whether you're a business owner navigating complex structures or an individual ready to take a more intentional approach, we help you move forward with clarity and confidence.
Why High-Net-Worth Tax Planning Deserves More Attention
Because the more you have, the more there is to lose. And the more you lose unnecessarily, the harder it is to grow confidently. Whether it’s corporate tax planning, estate efficiency, or high-net-worth retirement income, our approach is about strategy over stress, clarity over complexity.
Let’s plan smarter—so your wealth stays where it belongs.