Investments aren’t one-off decisions. They’re part of a bigger plan, shaped by taxes, estate considerations, retirement goals, income needs, and life’s unexpected plot twists. At Wherry & Associates, our investment planning process bridges the gap between high-net-worth ambition and intelligent, long-term strategy.
You’re here for meaningful progress—and that’s where we focus. We align your portfolio with your goals, your values, and the life you’re building.
Built For More Than Returns
You want your portfolio to grow. But more importantly, you want it to grow with purpose. Whether you’re preserving wealth for retirement, building a legacy for your children, or planning to exit your business in five years, your investments need to reflect your personal vision.
That’s where high-net-worth investment firms tend to fall short. At Wherry & Associates, everything starts and ends with you. Only once we understand you and your goals do we begin to build a portfolio around them.
What Drives You Drives the Strategy
There’s no single “right” portfolio. There’s only what’s right for you.
Working with a dedicated investment advisor means your plan isn’t frozen in time—it grows as you do. Whether you're planning for retirement or gearing up for a major life decision, we help ensure your investments support the moment without compromising the future.
Smart Tax Strategies Protect What You’ve Earned
High-net-worth portfolios have a silent drain: tax inefficiency. Without the right investment planning strategies, even well-performing investments can lose value unnecessarily.
We integrate advanced tax strategies—capital gain deferrals, account allocation optimization, tax-efficient withdrawal sequencing, and smart use of registered accounts like RRSPs and TFSAs.
Turn Growth Into Income
You’ve built wealth. Now it’s time to make it work for you.
We develop income strategies designed to preserve your capital while delivering reliable cash flow—think dividend-producing equities, bond ladders, REITs, and structured notes. The goal? Consistency without compromise.
This is about creating a well-structured flow of income so that your lifestyle remains funded, your plans stay on track, and your portfolio continues to perform in the background.
Your Wealth, Your Values
You want your money to reflect what matters to you. That’s why we offer investment options that support causes you care about—without giving up on strong returns.
Whether it’s environmental sustainability, social justice, or good governance, your portfolio can become a vehicle for change—while continuing to build your wealth.
Invest With Clarity, Not Guesswork
With Wherry & Associates, you get clarity.
We take the time to break things down, answer every question, and walk you through every decision. That’s what sets apart great high-net-worth investment advisors from the rest: We don’t just give advice. We empower you to own it.
You’re never in the dark. You’re never on your own. We’re with you for every milestone, every shift in strategy, every opportunity you want to explore.
More Than Management—It’s Partnership
We’re not simply managing assets. We’re helping you build a future.
That means regular reviews. It means pivoting when life calls for it. It means being proactive when markets shift or your priorities change. It means helping you understand why each investment is in your portfolio—and what it’s there to do.
This is investment planning clients return to year after year because it delivers more than results—it delivers confidence.
The Right Partner Makes All the Difference
At Wherry & Associates, we approach wealth with a wide lens and a clear focus. We’re proud to be one of the high-net-worth investment firms in Toronto known for real conversations, proven strategies, and a client-first approach.
Wealth is more than money—it’s a reflection of everything you’ve built. Let’s make sure it works for everything you’ve yet to achieve.